COMPLIMENTARY WORKSHOP: BENEFITS FOR VETERANS AND SPOUSES

Learn about qualifying for Veteran’s Benefits and How to Pay for Long Term Care Costs

Refreshments will be served

DATE: Thursday, October 19, 2017
TIME: 2:00 pm – 3:30 pm
LOCATION:  Richmond Terrace Lutheran Senior Services
1633 Laclede Station Road
St. Louis, MO 63117

Reserve your seat TODAY with Tracie Stuckey 314-646-8000

Topics covered:
• Learn about the rates for 2017
• Learn how veterans and their spouses may qualify for these benefits
• Learn how these benefits can be used to pay for home health care, independent living, assisted living and skilled care
• Determine you eligibility based on war time service dates, income and assets before beginning the application process
• Learn about other ways to pay for health care costs

COMPLIMENTARY WORKSHOP: ESTATE PLANNING IN TODAY’S WORLD

Refreshments will be served

DATE: Wednesday, October 4, 2017
TIME: 10:00 am
LOCATION:  BMO Harris Bank
3095 Clarkson Road
Chesterfield, MO 63017

Reserve your seat TODAY with Deirdre – 636-395-0877

Learn about Estate Planning and Planning for Long Term Care:
• Why would you want to set up a Family Trust?
• Do my estate planning documents need to be reviewed?
• Changes to estate planning including HIPAA compliance
• Gifting wealth to family
• The most cost-effective and tax- efficient ways to pay for long term care
• Become educated on planning for government benefits including
VA Benefits and Medicaid and Division of Assets for married couples
in Missouri
• The best ways to pay for long term care costs (what money to use first)