Remove the Mystery with a Letter of Instructions

2020-12-18T16:27:45-06:00April 23rd, 2018|

Will your family know what to do after you pass, or will it be a mystery? Don’t leave them with the frustration of being in the dark. When a loved one dies, no one wants to play hide and seek for critical documents and key information. Instead, leave a letter of instructions. Betty was recently [...]

Aging Seniors Supplement Income With a Reverse Mortgage (HECM)

2020-12-18T16:29:23-06:00January 29th, 2018|

What Exactly is a Reverse Mortgage or an HECM? More seniors than ever face challenges related to retirement, estate planning, and living well in their later years. Clients sometimes bring up the question of reverse mortgages. It's not the perfect solution for every person, but it's a legitimate option. Most of us understand conventional mortgages, [...]

How to choose the right long term care community

2018-12-31T16:58:15-06:00March 10th, 2016|

What are your options and how do you choose the right long term care community for mom or dad? Adults with aging parents often have to face this tough question at a difficult stage of life. As hard as it might be, it can’t be put off when the time comes. The choice is easier [...]

5 Things You Need to Know About Mechanic’s Liens in Missouri

2018-11-26T04:34:06-06:00October 15th, 2015|

If you own a business in Missouri that contracts with property owners to supply construction, equipment, supplies, or laborers, you should become familiar with mechanic’s liens in Missouri. A mechanic's lien is a legal document that could affect your operations, and even your profitability. A mechanic’s lien is a claim made for payment against a [...]

Want to Get Paid? Include These Clauses in Your Business Contract

2018-11-26T04:05:52-06:00October 1st, 2014|

If you operate a business, you probably interact with customers, employees, vendors, lenders and perhaps even landlords. These relationships affect almost all business owners. And when it comes to relationships, each party has their own set of expectations. This is where a business contract can make a real difference. What are your employees or vendors [...]

Vacationing? Don’t Leave Home Without These Top 10 Legal Tips

2020-03-17T20:25:55-05:00June 15th, 2014|

Ahhh… vacation. Who doesn’t look forward to getting away from it all? But before you do, consider your family’s peace of mind in your absence and your increased risk as you fly, drive long distances, visit foreign locales and engage in outdoor activities. Make sure these legal documents are up-to-date: A Durable Power of Attorney [...]

Choosing a Guardian for Your Children

2020-03-17T19:52:40-05:00March 15th, 2014|

Who would raise your children if you could not? It’s a tough question, but proper planning creates peace of mind, in the unlikely event that you cannot care for your children. Your first step is to name a “personal guardian” for your children and one alternate in your Will. If something should happen to you, [...]

What Should I Do When My Spouse Dies?

2020-03-17T20:05:39-05:00February 2nd, 2012|

The death of a spouse is one of the most difficult things any of us will encounter.  Usually, and understandably, the last thing the surviving spouse is thinking about during that difficult time is the financial steps that must be taken.  This article outlines many of the actions that are typically required. Initially, some of [...]

Asset Protection With The Missouri Qualified Spousal Trust

2020-03-17T20:06:04-05:00December 22nd, 2011|

Asset Protection 102 – The Missouri Qualified Spousal Trust What in the World is a QST – Qualified Spousal Trust? As a married man or woman, is protecting your wealth from creditors, predators, lawsuits and bankruptcy important to you? Is it also important to ensure that your wealth is available to you in the event [...]

Asset Protection 101

2020-03-17T19:06:34-05:00December 10th, 2011|

Asset Protection 101 Is protection from creditors, predators, lawsuits and bankruptcy important to you?  This is a common question I will ask my clients as we identify their estate planning goals.  If their answer to my question is “yes”, we have a discussion about asset protection planning.  Asset protection planning has become especially important in [...]

Go to Top