“Mom, What Does Irrevocable Mean?”

By |December 1st, 2015|

Kids sometimes ask the strangest things, especially after watching TV ads.

Eight year old Sally was watching TV one lazy Sunday morning when an interview aired between a local estate planning attorney and a news reporter. The topic was the irrevocable trust, a term Sally had never heard before.

So she asked the smartest person she knew.

“Mom, […]

What Happens to Your Family When You Die

By |November 2nd, 2015|

Everyone who knew Sam said, “He’s a great guy.” Sam was one of those people who seemed able to talk himself out of just about any situation. But when Sam suddenly passed away, his family found themselves with a mess on their hands, and no amount of talking would save them from spending an inordinate […]

5 Things You Need to Know About Mechanic’s Liens in Missouri

By |October 15th, 2015|

If you own a business in Missouri that contracts with property owners to supply construction, equipment, supplies, or laborers, you should become familiar with mechanic’s liens in Missouri. A mechanic’s lien is a legal document that could affect your operations, and even your profitability.

A mechanic’s lien is a claim made for payment against a homeowner’s […]

Eric Knew His Dad Shouldn’t Be Driving…

By |October 6th, 2015|

It was late when the phone rang, but Eric knew from the tone of his father’s voice that the news was not good.

“What is it, Dad?” Eric asked, afraid to hear the answer.

“Eric, I’ve had a car accident. I’m fine, but there is some damage.”

“Dad! That’s your 3rd accident in two months!” Eric blurted out, […]

Buying a Home and Losing Sleep?

By |September 1st, 2015|

Phil and his wife Marie began married life like many couples do – in a small apartment fit for two. As the years went by, the young couple’s dreams grew with their incomes. On their 5-year wedding anniversary, Phil broached the subject of buying their first home. Marie’s initial reaction was excitement. Sure, having more […]

Protecting Your Assets and Your Future with an Umbrella Policy

By |December 15th, 2014|

When regular liability insurance just isn’t enough to cover your responsibility for damages related to an accident or incident, excess liability coverage – the so-called “umbrella policy” – can help to protect you from major claims and lawsuits by providing liability coverage beyond the limits of your homeowners or auto policies.

Generally, umbrella policies are available […]

Mechanics Lien in Missouri – Can It Help Me Get Paid?

By |December 1st, 2014|

A mechanic’s lien is a claim made for payment against a homeowner’s property by a contractor who performed construction work on the property. Essentially, the contractor, known as the lien claimant, is stating the property was improved and, therefore, payment must be made.

In Missouri, mechanic’s liens can be used by individual contractors, construction companies, subcontractors, […]

Want to Get Paid? Include These Clauses in Your Business Contract

By |October 1st, 2014|

If you operate a business, you probably interact with customers, employees, vendors, lenders and perhaps even landlords. These relationships affect almost all business owners. And when it comes to relationships, each party has their own set of expectations.

This is where a business contract can make a real difference. What are your employees or vendors expecting […]

Life Expectancy and Health Care Planning

By |September 3rd, 2013|

Health Care Planning: Will you cruise through retirement?

Except for government employees and Social Security, retirement plans that pay benefits until death are pretty much a thing of the past. Plus, people today are living longer.  The cost of health care continues to rise more rapidly than inflation and is now one of retirement’s biggest (and […]

Estate Planning for Young Couples

By |April 23rd, 2012|

By Brian G. Quinn

Think Estate Planning for Young Couples can be ignored? Guess again.

I’m an estate planning attorney in my thirties. Many of my friends and family are getting married and having children. They often ignore the subject of estate planning, thinking that “Estate planning for young couples simply isn’t necessary.”  That’s a big mistake.

Estate planning isn’t just about asset protection. It’s also about making sure that you get to decide what happens with your health, your family, and even your pets.

Here’s a twist that will surprise you

You might assume that spouses automatically become joint owners of each others’ property. That is not the case in Missouri or Illinois, the states where I practice. […]