Long Term Care Planning

Long-Term Care Insurance – Don’t Wait for the Crisis

2019-01-03T19:32:00+00:00November 21st, 2018|

Some of our most grateful clients will tell you that we do a great job helping families deal with a long-term care crisis. Those same clients would ask us to pass this piece of advice on to you: Do not wait for a crisis to make plans to pay for long-term care. No one wants [...]

What is Geriatric Care Management? What are the Benefits?

2018-12-31T21:29:26+00:00October 18th, 2017|

We recently had a client ask us how to get care for her father, while connecting all the dots between his health, finances, housing, insurance, and siblings that don’t always agree on what’s best for dad. The family needed a capable, informed, objective third party, who knows their way around the myriad of issues related [...]

Does Your Facebook Have an Afterlife?

2018-11-26T06:34:15+00:00February 16th, 2016|

Stan is a client who came to my office and shared some great stories about an old friend who had passed away a couple years ago. We both got a chuckle over some of their high school antics. Stan went on to talk about how strange it was that he still got notices of his [...]

“Mom, What Does Irrevocable Mean?”

2019-01-22T21:04:24+00:00December 1st, 2015|

Kids sometimes ask the strangest things, especially after watching TV ads. Eight year old Sally was watching TV one lazy Sunday morning when an interview aired between a local estate planning attorney and a news reporter. The topic was the irrevocable trust, a term Sally had never heard before. So she asked the smartest person [...]

Eric Knew His Dad Shouldn’t Be Driving…

2019-01-22T21:04:42+00:00October 6th, 2015|

It was late when the phone rang, but Eric knew from the tone of his father’s voice that the news was not good. “What is it, Dad?” Eric asked, afraid to hear the answer. “Eric, I’ve had a car accident. I’m fine, but there is some damage.” “Dad! That’s your 3rd accident in two months!” [...]

Are You Prepared for the Future? Really Prepared?

2019-01-22T21:06:10+00:00April 15th, 2015|

As estate planning attorneys serving Missouri residents, we often talk about what it means to be truly prepared for the future. So many people, especially young adults, fail to grasp the importance of estate planning. They believe only wealthy individuals need estate planning, or they think, “I’m pretty healthy. What could go wrong?” In a [...]

Young Parents, Answer These 4 Questions When Choosing Life Insurance

2018-11-26T04:14:36+00:00November 15th, 2014|

Surprisingly, not every young family needs life insurance. That is, as long as there is plenty of money in the bank to provide for a surviving spouse and see the children through to adulthood should a parent’s life end unexpectedly. Do you know of any young families like this? Probably not. Most have mortgages and [...]

Elder Abuse: How to Spot It, How to Stop It

2018-11-26T04:38:15+00:00September 15th, 2014|

When Linda (not her real name) arrives at the nursing home for her weekly visit with her mother, she is surprised to find her sleeping. In the middle of the day? Rousing Mom, Linda helps her walk from the bed to the chair, taking notice of her frailty. “Mom, have you been eating?”, Linda asks. [...]