Aging Seniors Supplement Income With a Reverse Mortgage (HECM)

By |January 29th, 2018|

What Exactly is a Reverse Mortgage or an HECM?

More seniors than ever face challenges related to retirement, estate planning, and living well in their later years. Clients sometimes bring up the question of reverse mortgages. It’s not the perfect solution for every person, but it’s a legitimate option.

Most of us understand conventional mortgages, as they […]

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VA Benefits are Increasing in 2018

By |December 15th, 2017|

VA Benefits: Is Santa being nice to aging veterans this year?

As children eagerly await Santa’s arrival, aging veterans wonder what the upcoming year holds for them on the financial front.

Will food and gas prices hold steady? Will they rise? By how much? What about Social Security benefits? Will they increase in 2018? If so, how […]

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Holidays, In-home Senior Care and a Game Changer

By |November 21st, 2017|

When visiting with aging family members over the holidays (or any other time of year) it’s a great opportunity to observe and detect clues that signal a need for some form of care.

The signs creep up on you. But you eventually realize that something has changed. Some kind of care needs to be considered.
•    Meds […]

The Biggest Danger to Your Assets

By |September 19th, 2017|

Richard and Debbie came to us looking for help regarding their long-term outlook. In their fifties, they enjoyed great careers. They were living the proverbial dream, with assurance that their retirement years would live up to the promise they’d saved and planned for. Their future was predictably happy, with one important exception.

Close friends, Alex and […]

Should Dad Still be Driving?

By |July 14th, 2017|


This Question Comes Up In Almost Every Family

When is it time to take the keys away from mom or dad? How do we do it? Is there a “one size fits all” approach? Is there a kinder, gentler way to do it? How do we promote safety, while allowing for mobility and flexibility?

Vicki Spraul of […]

Time Shares and Estate Planning

By |June 14th, 2017|


What do Timeshares have to do with Estate Planning and Medicaid?

For many years Jim and Sally had enjoyed trips to the beach. These days, however, life is slowing down for them. Several health issues now make it harder for them to travel and enjoy the sun and surf.

They are now tidying up their estate plans […]

Grandma, Eating is NOT Overrated

By |May 26th, 2017|

Most of us have no issues related to getting the food we need and cooking and eating our meals. The same can’t be assumed of aging seniors. Several issues arise for some in their later years.

Fortunately, we have a great resource at our disposal, which also presents a meaningful opportunity of service.

Seniors Often Face Food […]

Planning for Seniors with Special Needs

By |April 24th, 2017|

Developmental Disabilities on the Rise

What kind of preparations are important to make for aging adults with developmental disabilities? Because we’re seeing more children in these situations, we also expect to see adults, and aging adults with special needs.

With autism, for example, reported to be on the rise, it’s a good thing that more is known […]

Technology That Makes Aging Better

By |February 20th, 2017|


New applications of technology are making their way into the world of senior care in Missouri and the St. Louis region. It’s helping communities deliver better care, offering seniors more options and helping families stay far better connected with their aging loved ones.

Most people don’t associate seniors with new technology. From wearables to touch screens […]

VOYCE – An Advocate You Can Count On

By |January 13th, 2017|

It’s great to have an advocate.

One of life’s little lessons is this: What you don’t know can hurt you. I see this play out in some unfortunate ways in the world of long term care. For most people, it’s new territory. For a senior advancing in years, the needs can be overwhelming, details can be […]